Blog Layout

Ride Sharing Know How

doug • Jul 01, 2019

Ride Share

Ride sharing is more like taking a taxi than what it sounds like involving carpooling to work with a coworker, hitching a ride to an event with a neighbor, or getting a lift to the store from a friend.

It typically involves a company that connects riders with drivers who make them selves available. Ride sharing, which has grown quickly in popularity over the past several years, has three components:
  • You’re riding in a car, SUV, truck, or van owned and driven by a private individual.
  • Typically, you pay for the ride.
  • Usually, a ride is booked using a smartphone app or a website, so some simple tech skills may be required to hitch a ride.

Ride sharing is a way to get from Point A to Point B instead of using public transportation, such as taking a bus or a train, and livery services, or such as grabbing a taxi, a limo, or an airport shuttle.

Ride Sharing Know How. How Does It Work?

Ride sharing companies are officially known as Transportation Network Companies, and they connect people who need rides to drivers who want to use their private vehicles to make money, often as a side job.

Ride sharing has grown in popularity over the past few years, and you probably have heard of names like Uber and Lyft. You may have heard of someone right here is Spartanburg say they are going to “uber” to a movie.

Using a ride sharing service is a simple as finding a ride sharing company that operates in our area, download their app to your smartphone, and use that app to book a ride.

After you book a ride, the app will give you the name and photo of your driver, the make, model, and color of the vehicle they drive, and an approximate time for when they will reach your location. You may also be able to see the driver’s license plate number, as well as the driver’s rating, which is based on reviews from other riders.  This identification process is important for your safety.

The app will charge the credit card or other payment method you’ve put on file so you won’t have to dig through your wallet or purse for cash or plastic. Once you reach your destination, you will be able to go on your way.

If you want to save money you can actually share your ride with others headed in the same direction. For example, Uber offers an option called  UberPOOL. If you select the carpool option, your driver can pick up a maximum of two additional riders, and everyone pays a lower fare—guaranteed. Note that the carpooling option is only available in some of the cities served by the company—typically larger cities, such as Atlanta, New York and San Francisco.

Ride Sharing and Safety

Ride sharing offers many benefits, including the convenience of being able to quickly summon a ride such as when a play lets out, you have finished shopping, or the rain has started pouring.

There are some  issues with ride sharing  that you should know about before you use them. Although using a ride sharing service may seem similar to using a taxi service, there are differences.

Unlike taxi and limousine drivers, ride sharing drivers typically do not have a commercial driver’s license, or the training and testing required to obtain one. And they are driving their own personal vehicles, which are not licensed or insured as commercial vehicles.

For accidents involving ride sharing, being compensated for an injury can become complicated because a number of parties involved. Some larger ride sharing companies carry $1 million in liability coverage that will cover injuries to passengers. Some also carry the same amount in uninsured/underinsured motorist coverage. These coverages help to protect passengers who incur medical bills as a result of an accident in a ride sharing vehicle. It’s a good idea to check what coverages a ride sharing service has before you start riding.

Some ride sharing companies have implemented technology-based safety features. For example, Uber has a “Send Status” button that allows you to send family and friends your location and ETA. With one swipe of your phone, you can text your driver’s name and license plate number, as well as your real-time map location to up to five contacts. This offers peace of mind to you and your loved ones who might worry about your safety when you’re riding with a stranger.

Ride Sharing and Older Riders

For older adults who do not drive , ride sharing may offer a convenient transportation option. In fact, some companies and nonprofits exclusively offer ride sharing to riders 60 and up. Some charge for rides, but some don’t. For example:

SilverRide offers door-to-door transportation for older riders in several cities. Specially trained drivers assist riders from the door to the vehicle and then to their destination. Drivers are trained in Red Cross First Aid, CPR, and serving older adults.

If you or someone you love has handed over their car keys, ride sharing may be a great option for maintaining independence.

By Doug Stockman 08 Mar, 2024
We all know that owning a car is a significant investment. Not only do you have to consider the initial purchase price, but there's also the ongoing cost of fuel, insurance, and maintenance to think about. But what if we told you that with a little bit of knowledge and some regular attention, you could save a significant amount on your car maintenance costs? At Select Source Insurance, we're not just about providing you with the best insurance options. We're also here to help you get the most out of your vehicle. So, buckle up as we take you through some cost-saving car maintenance tips that every car owner should know. 1. Regular Oil Changes: One of the most basic yet crucial car maintenance tasks is changing your oil regularly. Fresh oil lubricates your engine, reduces friction, and helps keep it running smoothly. Neglecting this can lead to engine damage, which can be costly to repair. 2. Tire Maintenance: Keeping your tires in good condition can save you money in several ways. Regularly checking your tire pressure can improve your car's fuel efficiency and prolong the life of your tires. Also, remember to rotate your tires every 5,000 to 8,000 miles to ensure even wear. 3. Brake Check: Brakes are one of the most critical safety features of your car. Regular brake checks can prevent expensive repairs and potential accidents. If you notice any squeaking or grinding noises when you brake, it's time to get them checked. 4. Regular Car Wash: Believe it or not, regularly washing your car can help maintain its value. Dirt and grime can damage your car's paintwork over time, leading to rust and other issues. A clean car is a happy car! 5. Battery Maintenance: A dead battery can leave you stranded. Regularly check your battery's terminals for any signs of corrosion and clean them if necessary. Also, keep an eye on your battery's age. Most batteries need to be replaced every three to five years. 6. Regular Check-ups: Just like us, our cars also need regular check-ups. Regular servicing can catch minor issues before they become major problems. It's a small investment that can save you a lot of money in the long run. Remember, the key to saving money on car maintenance is prevention. Regular maintenance not only keeps your car running smoothly but also extends its lifespan, saving you money on potential repairs and even a premature replacement. We hope you found these tips helpful. For more such insights, don't forget to follow and/or like our social media accounts. At Select Source Insurance, we're not just your insurance provider; we're your partner in ensuring you get the most out of your vehicle.
By Doug Stockman 12 Feb, 2024
In the hustle and bustle of today's corporate environment, it's no secret that most of us find ourselves glued to our desks for longer periods than what might be deemed healthy. This trend, unfortunately, has its downsides, including a noticeable decline in employee health and a consequent rise in paid time off and worker's compensation claims. Understanding the gravity of this situation, we at Select Source Insurance felt compelled to share some valuable insights into the world of ergonomic design. Implementing these strategies can not only enhance the well-being of your staff but also foster a more productive and comfortable office environment as we venture into 2024. 1. Workstation Setup: A well-adjusted workstation is fundamental to preventing back pain and other musculoskeletal issues. Ensure that chairs are set at a height where feet rest flat on the floor, and knees maintain a 90-degree angle. This posture helps in minimizing lower back stress. Opting for chairs with adequate back support, and keeping frequently used items like keyboards and mice within easy reach, are simple yet effective steps. Moreover, introducing adjustable standing desks and ergonomic office chairs can be a game-changer in enhancing comfort and minimizing strain injuries. 2. Monitor Placement and Glare: Eye strain and awkward postures can be significantly reduced by properly positioning monitors to avoid glare. Place screens at a right angle to windows and task lights, or adjust them away to prevent glare. If adjustments to screen angle aren't enough, consider using window blinds or altering room lighting to minimize bright light sources behind the screen. Ensuring the monitor is directly in front of you and at eye level will also help keep your head and neck from twisting, thereby preventing unnecessary strain. 3. Regular Breaks: Encourage your team to take short breaks every 30 to 60 minutes. These moments away from the desk, filled with stretching or walking around, can drastically lower the risk of strain injuries. For teams working from home, continue advocating for regular breaks to stand and move. For those in the office, why not organize outdoor lunches or stretching sessions? These breaks are not just beneficial for physical health but also for mental rejuvenation. Small changes in the workplace can lead to significant improvements in employee comfort, health, and overall productivity. As we embrace the new year, consider these ergonomic tips to create a healthier, more efficient work environment for your team. Should you have any questions or need further assistance on how to implement these ergonomic practices in your office, don't hesitate to reach out to us at Select Source Insurance. We're here to help you make 2024 a year of health, comfort, and productivity for you and your employees.
By Doug Stockman 05 Jan, 2024
Select Source Insurance presents an essential guide on what to do after a car accident to protect yourself during the claim process. This blog post is aimed at any auto insured, providing step-by-step instructions on handling post-accident situations effectively and efficiently. Immediate Steps After an Accident The moments following a car accident are crucial. It's important to remain calm and follow specific steps to ensure your safety and the efficacy of your insurance claim. These include checking for injuries, moving to a safe location, and notifying the authorities. Documenting the Accident Gathering evidence at the accident scene is vital. This includes taking photos of the vehicles and the scene, exchanging information with the other driver, and obtaining witness statements if possible. Documentation is key to a smooth claim process. Filing an Insurance Claim Contact Your Insurer: Notify your insurance company as soon as possible. Provide Detailed Information: Share all collected information and documentation. Understand Your Policy: Know what your insurance covers and any deductibles. Follow Up: Keep track of your claim's progress and maintain communication with your insurer. Seek Professional Advice: If needed, consult with legal or insurance professionals for guidance. Handling Medical Concerns Seek medical attention immediately, even if you feel fine. Some injuries are not immediately apparent. Medical records also serve as important documentation for your insurance claim. Knowing what to do after a car accident is crucial in protecting yourself and ensuring a fair claim process. Select Source Insurance’s guide offers valuable insights and steps to follow, ensuring that any auto insured is well-prepared in the unfortunate event of an accident.
Share by: