Home Insurance in Inman, SC

Protect your Inman home with coverage designed for small-town streets, rural roads, and everything in between.

Inman homeowners enjoy a close-knit community and quiet neighborhoods—and we’re here to help keep your home protected, whether it’s a century-old house near downtown or a newer build on the outskirts. As a nearby independent agency, Select Source offers home insurance in Inman, SC that’s tailored to how and where you live. From fire coverage and storm protection to liability and personal property, we’ll help you choose a policy that fits your home, your mortgage, and your budget.

Inman Home Insurance Quote

Client Testimonials

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“Aaron was wonderful. He made the process of getting new home owners insurance painless for me. He also told me I was paying too much for auto insurance. He came through with bundling home and auto. We now pay half of what we used to on auto insurance.” 

Trisha M.
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“We were in the process of purchasing our first home and Aaron worked his butt off to get us the best rate possible. He will be honest and upfront with you. A great person and always a pleasure to talk to. Highly recommend Select Source for all your insurance needs.” 

Jessica M.

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“Recently signed on with Select Source Insurance Group. The process was flawless. Chandler walked me through all the steps, and explained my homeowners and auto coverage in detail. As I’m leaving Florida and moving to S Carolina, I had a number of questions; all clearly answered.”

Rosemary K.

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“I'm so glad that I was able to find Select Source for my family's insurance needs. Doug and Chandler were able to assist us with obtaining auto insurance at a great price, especially for SC! They are all so friendly and personable as well. I would highly recommend working with this family-owned business.”

Isaan A.

Coverage for Inman’s Mix of Older Homes and New Builds

Inman offers a unique blend of historic homes near downtown and newer construction in growing neighborhoods just north of Spartanburg. That mix can change how home insurance works for you:


  • Older homes may need special attention to wiring, roofing, and plumbing updates
  • Newer builds may qualify for certain construction or protective-device discounts
  • Rural and semi-rural properties often have different fire protection considerations

We’ll take time to understand your home’s age, condition, and location so your policy reflects its true replacement cost—not just a ballpark estimate.

What Does Home Insurance Cover in Inman, SC?

Most house insurance in Inman is built from the same core protections. We’ll explain each in plain language so you know exactly what you’re paying for.



Core coverages:

Dwelling coverage

Protects the structure of your home—walls, roof, attached garage, and built-in fixtures—if they’re damaged by covered perils like fire, wind, hail, or certain storms.

Other structures

Covers detached buildings on your property such as sheds, barns, fences, or detached garages. This can be especially important for Inman’s rural properties.

Personal property coverage

Helps repair or replace belongings like furniture, clothing, electronics, and décor if they’re stolen or damaged by a covered claim. We’ll discuss actual cash value vs. replacement cost options.

Loss of use (additional living expenses)

Helps pay for temporary housing, meals, and other extra costs if you can’t live in your home after a covered loss.

Personal liability coverage

Helps protect you if someone is injured on your property or if you accidentally damage someone else’s property.

Medical payments to others

Provides limited coverage for guests’ medical expenses if they’re hurt in your home, regardless of fault.

Home Insurance for Inman’s Rural Areas

Many Inman homes sit outside city limits, on quiet roads or small country lanes. That can raise important questions about fire coverage and property features. We understand the concerns of Inman residents, including:


  • Homes that are farther from hydrants or served by volunteer fire departments
  • Properties with wells, outbuildings, and extra acreage
  • Wooded lots that may face storm, wind, or tree-fall hazards



We’ll review how your home’s distance from fire protection, type of construction, and unique features affect your property insurance in Inman—and how to choose coverage and deductibles that make sense for your risk and budget.

Ask About Rural Home Coverage

Weather, Trees, and Water: Inman’s Real-World Risks

Living in and around Inman means seeing your share of:


  • Strong thunderstorms and heavy rain
  • Occasional winter ice that can lead to fallen tree damage
  • Wind that can affect roofs, siding, and outdoor structures

We’ll help you understand how your home policy treats:



  • Wind and hail damage
  • Falling tree incidents
  • Water damage from storms vs. flood (rising water)
  • Optional add-ons like water backup or increased limits for outbuildings

If you’re not sure what’s covered today, we can review your existing policy and highlight any gaps before a claim occurs.

Bundle Home and Auto Insurance in Inman

Most Inman households also need auto insurance for commutes, errands, and trips across Upstate SC. Bundling home and auto policies is often one of the easiest ways to save money and simplify your coverage.


Benefits of bundling with a nearby independent agency:


  • Potential multi-policy discounts from the carriers we work with
  • One local contact for questions about both your home and vehicles
  • Coordinated coverage to avoid gaps or overlaps

We insure homes and vehicles for families throughout Inman and Spartanburg County. Ask us to quote your home policy alongside your auto coverage to see what you could save.

Bundle My Home & Auto

Local Help for Inman Homeowners

Even though Inman is a smaller community, you don’t have to settle for impersonal service. Our office is just a short drive away, and we’re happy to help by phone, email, or in person. When needed, we can even arrange on-site visits in the Inman area to better understand your property and coverage needs.


Many of our Inman clients tell us they appreciate:

  • Talking to the same representative each time they call
  • Quick responses when they’re buying a home and need proof of insurance
  • Clear explanations at renewal time instead of auto-renewing without a review
Talk with a Local Agent

Home Insurance FAQs – Inman, SC

  • Best homeowners insurance in Inman, SC?

    The “best” homeowners insurance depends on your home, budget, and risk tolerance. As an independent agency, we compare options from multiple carriers to help you find strong coverage and a fair price—rather than pushing one company’s policy.

  • I just moved to Inman—how do I set up homeowners insurance?

    Start by sharing basic details about your new home: address, purchase price, year built, updates, and any special features. We’ll gather quotes, explain your options, and work directly with your lender to provide proof of insurance before closing.

  • Do I need special insurance in Inman’s rural areas?

    If your home is outside city limits, farther from fire hydrants, or on acreage with outbuildings and wells, you may need specific coverage considerations. We’ll review your property and make sure your dwelling limits, outbuilding coverage, and liability reflect your rural setup.

  • Inman home insurance for older homes—what should I know?

    Older homes can be wonderful, but they may require updated wiring, plumbing, or roofs to qualify for certain discounts. We’ll ask about updates, check eligibility with carriers, and help you avoid surprises related to age or construction.

  • What home insurance discounts can Inman residents get?

    Many Inman homeowners can save with newer roofs, updated systems, security or fire alarm systems, and multi-policy (home + auto) discounts. We’ll review your home features and make sure you’re getting credit where it’s available.

  • Do Inman homes need earthquake insurance?

    While earthquakes are not a common risk, they are not impossible in South Carolina. Standard homeowners policies usually exclude earthquake damage, but optional endorsements may be available. We’ll explain whether adding this coverage makes sense based on your comfort level and budget.

Ready for an Inman Home Insurance Quote?

Ready for peace of mind? Get a home insurance quote without leaving Inman—call our nearby office or start online, and we’ll handle the rest. We’ll compare options, answer your questions, and help you choose coverage that fits your home and your life in Inman, South Carolina.

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