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Boating Safety

doug • Jul 28, 2021

High Flying

Boating Safety

 

Boating Safety: With summer upon us, prime boating season is upon us. And you might notice more people on the water than ever, because sales of recreational boats have been growing at a steady clip for seven consecutive years now, according to the National Marine Manufacturers Association.

 

Fortunately, the number of boating accidents isn’t growing at the same pace—in fact, they are decreasing. In 2017, the most recent year for which statistics are available, accidents were down nearly 4% versus 2016; fatalities dropped by more than 6%, and injuries by over 9%.

 

That’s great news, but in order to make sure those numbers keep moving in the right direction, boaters need to keep making safety a priority. We’re here to help. We’ve compiled some tips for anyone who’s about to climb aboard.

 

Boating Safety includes choosing the right types (and sizes) of life jackets—and make sure everyone wears them.

There are different types of life jackets for various activities, such as vest-type jackets for calm, inland waters, offshore jackets with additional buoyancy designed for rougher water, and even some made for waterskiing, kayaking, etc. Think about what you’ll be doing, where you’ll be headed, and who will be with you, so you have the ones you need. ( Click here for a great guide.)

 

Very important with boating safety each individual on board (even pets) should have a life jacket that fits properly, and most important, they should wear it at all times—there probably won’t be time to throw one on when something bad happens unexpectedly. According to the Coast Guard, in most cases of boating-related drowning, life jackets were on board but they weren’t worn by victims.

 

Make sure you have other key safety equipment on board.

There are plenty of other items you should have (or consider having) on your boat to increase safety. Fire extinguishers are required on most boats, even small vessels, so make sure you have the right type and that you know how to use it. If you have an enclosed area on your boat, you should install a carbon-monoxide detector.

 

Cell phones don’t always work well when you’re out on the water, so a VHF radio can ensure you’re able to call for help—it might be a good idea to get an emergency position-indicating radio beacon in case you get lost, too. And finally, you should always carry an anchor and signal lights, even if you aren’t planning on being out at night.

 

Use common sense, both before and after you launch the boat.

Keeping your boat’s systems and equipment (including safety gear, of course) in good shape is the first step to preventing problems, so put in the time to perform inspections and maintenance tasks as needed. Then, before any trip, no matter how quick, check the weather. Look for wind and small-craft advisories in particular.

 

When you hit the water, Spartanburg SC, the fun can begin! But keep in mind that a quiet, enjoyable day can change in just an instant, too. So don’t speed. Don’t drink or allow excessive distractions. Remember that there are other people out there too, and that when everybody does their part, boating is a lot more fun—and a lot safer—for us all.

 

The post Boating Safety appeared first on Select Source Insurance Group.

By Doug Stockman 09 Apr, 2024
With World Password Day right around the corner on May 2nd, it's a timely reminder that our digital lives are constantly under threat from cybercriminals. At Select Source Insurance Group, we believe that every day should be an opportunity to bolster your digital defenses, not just when the calendar prompts us. In this spirit, we're here to share some pivotal strategies and insights that go beyond the annual reminder to change your passwords. From embracing robust passphrase techniques to understanding the critical importance of regular software updates and the power of multi-factor authentication (MFA), our guide aims to fortify your online presence against the ever-evolving landscape of cyber threats. Embrace the Power of Passphrases Gone are the days of relying solely on complex, hard-to-remember passwords. Instead, we encourage you to leverage passphrases. What's a passphrase, you ask? It's a sequence of words or other text that is not only easier to remember but can also be much longer than the traditional password. This doesn't mean picking something predictable like "I love pizza," but something unique and meaningful to you that others couldn't easily guess. But here’s a pro tip: don't get too comfortable. Implement a regular schedule for changing these passphrases, especially for accounts that hold sensitive information. It's like changing the locks on your doors periodically; you never know who might have found a spare key. Double Down with Multi-Factor Authentication (MFA) In an age where a password alone doesn't cut it, Multi-Factor Authentication (MFA) adds an essential layer of security. MFA requires not just something you know (like a passphrase) but also something you have (such as a code sent to your phone) or something you are (like a fingerprint scan). However, not all MFA methods are created equal. While receiving a code via SMS is common, it's not the most secure method. Instead, consider using an authenticator app. These apps generate codes that are not only tougher for cybercriminals to intercept but also change every 30 seconds, making unauthorized access even harder. Stay Updated to Stay Protected Keeping your software up-to-date is like getting vaccinated to protect against the latest viruses – but in this case, it's your digital devices that need the protection. Cybercriminals love exploiting vulnerabilities in outdated software, so it’s crucial to keep your operating systems and applications current. Enabling automatic updates can take the hassle out of remembering to check for new versions, ensuring your defenses are always as strong as possible. Phishing: Don't Take the Bait Last but certainly not least, be wary of phishing attempts. These are unsolicited emails or messages that may look legitimate but are designed to steal your personal information or infect your devices with malware. The rule of thumb here is simple: if you didn't expect it, inspect it. Be cautious about clicking on links or downloading attachments from unknown or suspicious sources. As we celebrate World Password Day, let's commit to not only strengthening our own digital security but also encouraging those around us to do the same. At Select Source Insurance Group, we believe in empowering our clients and community with the knowledge to protect what matters most. Remember, in the digital world, your security is only as strong as your weakest link. Let's make sure that link is fortified.
By Doug Stockman 08 Mar, 2024
We all know that owning a car is a significant investment. Not only do you have to consider the initial purchase price, but there's also the ongoing cost of fuel, insurance, and maintenance to think about. But what if we told you that with a little bit of knowledge and some regular attention, you could save a significant amount on your car maintenance costs? At Select Source Insurance, we're not just about providing you with the best insurance options. We're also here to help you get the most out of your vehicle. So, buckle up as we take you through some cost-saving car maintenance tips that every car owner should know. 1. Regular Oil Changes: One of the most basic yet crucial car maintenance tasks is changing your oil regularly. Fresh oil lubricates your engine, reduces friction, and helps keep it running smoothly. Neglecting this can lead to engine damage, which can be costly to repair. 2. Tire Maintenance: Keeping your tires in good condition can save you money in several ways. Regularly checking your tire pressure can improve your car's fuel efficiency and prolong the life of your tires. Also, remember to rotate your tires every 5,000 to 8,000 miles to ensure even wear. 3. Brake Check: Brakes are one of the most critical safety features of your car. Regular brake checks can prevent expensive repairs and potential accidents. If you notice any squeaking or grinding noises when you brake, it's time to get them checked. 4. Regular Car Wash: Believe it or not, regularly washing your car can help maintain its value. Dirt and grime can damage your car's paintwork over time, leading to rust and other issues. A clean car is a happy car! 5. Battery Maintenance: A dead battery can leave you stranded. Regularly check your battery's terminals for any signs of corrosion and clean them if necessary. Also, keep an eye on your battery's age. Most batteries need to be replaced every three to five years. 6. Regular Check-ups: Just like us, our cars also need regular check-ups. Regular servicing can catch minor issues before they become major problems. It's a small investment that can save you a lot of money in the long run. Remember, the key to saving money on car maintenance is prevention. Regular maintenance not only keeps your car running smoothly but also extends its lifespan, saving you money on potential repairs and even a premature replacement. We hope you found these tips helpful. For more such insights, don't forget to follow and/or like our social media accounts. At Select Source Insurance, we're not just your insurance provider; we're your partner in ensuring you get the most out of your vehicle.
By Doug Stockman 12 Feb, 2024
In the hustle and bustle of today's corporate environment, it's no secret that most of us find ourselves glued to our desks for longer periods than what might be deemed healthy. This trend, unfortunately, has its downsides, including a noticeable decline in employee health and a consequent rise in paid time off and worker's compensation claims. Understanding the gravity of this situation, we at Select Source Insurance felt compelled to share some valuable insights into the world of ergonomic design. Implementing these strategies can not only enhance the well-being of your staff but also foster a more productive and comfortable office environment as we venture into 2024. 1. Workstation Setup: A well-adjusted workstation is fundamental to preventing back pain and other musculoskeletal issues. Ensure that chairs are set at a height where feet rest flat on the floor, and knees maintain a 90-degree angle. This posture helps in minimizing lower back stress. Opting for chairs with adequate back support, and keeping frequently used items like keyboards and mice within easy reach, are simple yet effective steps. Moreover, introducing adjustable standing desks and ergonomic office chairs can be a game-changer in enhancing comfort and minimizing strain injuries. 2. Monitor Placement and Glare: Eye strain and awkward postures can be significantly reduced by properly positioning monitors to avoid glare. Place screens at a right angle to windows and task lights, or adjust them away to prevent glare. If adjustments to screen angle aren't enough, consider using window blinds or altering room lighting to minimize bright light sources behind the screen. Ensuring the monitor is directly in front of you and at eye level will also help keep your head and neck from twisting, thereby preventing unnecessary strain. 3. Regular Breaks: Encourage your team to take short breaks every 30 to 60 minutes. These moments away from the desk, filled with stretching or walking around, can drastically lower the risk of strain injuries. For teams working from home, continue advocating for regular breaks to stand and move. For those in the office, why not organize outdoor lunches or stretching sessions? These breaks are not just beneficial for physical health but also for mental rejuvenation. Small changes in the workplace can lead to significant improvements in employee comfort, health, and overall productivity. As we embrace the new year, consider these ergonomic tips to create a healthier, more efficient work environment for your team. Should you have any questions or need further assistance on how to implement these ergonomic practices in your office, don't hesitate to reach out to us at Select Source Insurance. We're here to help you make 2024 a year of health, comfort, and productivity for you and your employees.
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