Essential Winter Home Prep Tips for Comfort and Peace of Mind

Doug Stockman | Nov 12 2025 16:00

As the golden hues of autumn fade into the crisp chill of winter, it's natural to worry about keeping your home safe and warm. The transition to winter can be daunting, but taking a few proactive steps now can prevent stress and costly insurance claims later on.

Clear and Check Solar Panels

If your home has solar panels, it's crucial to ensure they are ready for the winter season. Activate winter modes on your panel systems, and make it a point to clear snow from them after storms to maintain maximum efficiency.

Seal Gaps Around Windows and Doors

No one likes paying for excess heat. Seal any gaps around windows and doors to prevent drafts, retain warmth, and reduce your energy bills. This classic tip remains one of the most effective ways to maintain comfort during the colder months.

Boost Indoor Air Quality

During winter, indoor air quality can suffer as we seal our homes tight. Consider using HEPA filters for viruses and fine particles, or opt for MERV 13+ filters to capture dust and allergens. Integrate these in your HVAC system or use portable units for improved air quality.

Insulate Exposed Pipes

Prevent freezing and bursting with proper insulation of exposed pipes, particularly those in basements or along exterior walls. This simple step can save you from messy and expensive water damage later.

Clean Out Gutters

Ahead of heavy snow, ensure your gutters are free from leaves and debris to prevent ice dams and water overflow. This upkeep secures your foundation and the integrity of your roof.

Schedule a Heating System Checkup

An annual heating system inspection can pinpoint any potential issues and prevent surprise breakdowns during the inevitable cold spells. Don't wait for a failure; get it checked now.

Update Smart Thermostat Settings

With temperatures dropping, it's time to update your smart thermostat settings. Modern smart thermostats adjust automatically to minimize energy waste—aim to keep your home between 68°F and 70°F for optimal energy efficiency.

Document Your Home Digitally

Create a video walkthrough of your home, capturing your assets and valuables. This digital documentation can streamline potential insurance claims and give you peace of mind.

Even implementing a few of these strategies can significantly enhance the protection and comfort of your home during winter. Stay proactive, and remember—it's never too late to get started. As you prep your home for the chill, consider reviewing your homeowners insurance policy with us, especially if you're unsure what is covered during winter weather events. We're here to help ensure you and your home are ready for whatever winter brings your way.

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