Commercial Auto Insurance
Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers. It provides for bodily injury liability and property damage while operating a company automobile, medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s car. Injuries or damage to someone else are also covered.
Hired/Non-owned Auto Liability
Are you renting cars or are your employees using their own vehicles? This coverage provides business insurance coverage for certain liabilities arising from the use of different vehicles. Using a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business) can lead to exposed liability. Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy.
Use of Personal Vehicles
Insurance policies for privately owned vehicles may not cover damage to your privately owned car or truck when it is used for business. This includes business use like selling from home cosmetics, jewelry sales or a pizza delivery business.
Your personal car insurance policy doesn’t cover vehicles used by your business, which is why commercial auto coverage is important. If you use vehicles to provide your employees a way to get around, or to move equipment and/or products you need commercial auto insurance. Protect against traffic accidents, vandalism, or even if an uninsured driver hits your vehicle.
Commercial auto coverage insures against property damage to vehicles and damage caused to others by those vehicles. We can cover any commercial vehicle from a business car, van, semi trucks, even a dump truck. Let our experts put together a policy that helps protect your business’ investment.
Every business is unique – talk to Select Source Insurance Group today to find out how to get the best commercial auto insurance, service, price and value. Give Select Source Insurance Group a call at 864-585-8318 x222.