Buying A Used Motorcycle
doug • May 8, 2019
Used Motorcycle
Whether you’ve been riding all your life or are looking to purchase your first bike, buying a used motorcycle can be pretty challenging. What make do I want? What’s my budget? Where should I look? Even if you think you know what you’re looking for, finding a used bike that meets your criteria is no easy task, especially when there are so many different motorcycles out there!
If you’re looking to buy a used motorcycle, read on to help prepare for a better buy – your wallet and watch will thank you later!
Buying A Used Motorcycle
Decide what you’re using your bike for
What type of riding are you looking to do? Commuting, sports, touring or a combination? A 1000 CC sport bike may get you excited, but there is a good chance you’ll never need that kind of power while commuting to and from work. These are the main types of bikes you can choose from:
- Standard: Meant for doing a little bit of everything.
- Cruiser: Built for relaxed rides with easier clutch/throttle coordination.
- Dual-Sport: Optimized for riding on and off-road.
- Sport Bike: Made for speed and handling.
- Touring: Built for exploration and long rides on the highway.
Inspect the bike 
Don’t blindly trust the seller’s word as truth. If you’ve owned a motorcycle before, do an inspection on the bike. But if you’ve never done work on a motorcycle before, for buying a used motorcycle we suggest inviting someone you trust to check it out before you sign anything. These are the specific areas you should review:
- Drive chain and sprocket. The chain should have around 3/4″ of play and the teeth of the sprocket should not show obvious damage or wear.
- Tires. They should have good tread across the surface with no signs of uneven wear or damage.
- Brake and clutch levers. Familiarize yourself with how the controls feel.
- Fuel tank. Check for obvious signs of rush or corrosion using a flashlight. DO NOT USE A MATCH OR LIGHTER.
- Brake fluid level. This is usually on top of handlebars, in an enclosure with a clear window. Watch the fluid level rise and fall while releasing the front brakes.
Request a service history
The seller may not have that information, but request the history in case they do! This will help you understand what kind of service has been recently done on the bike. The tires may be new but the oil could be a few years old. Also ask for an owner’s manual and factory toolkit if available.
Prepare your documents for purchase
Remember that you can’t legally ride a motorcycle unless you have a bike license! Take a safety course if you’ve never owned a motorcycle and purchase a DOT-approved helmet before your first ride. Don’t know what kind of helmet to get? Read Protecting Your Noggin to help find a helmet that meets your needs.
Take a test drive
Pick a nice day with dry roads to test drive the bike. And don’t forget your bike license and helmet! If at a dealership, be prepared to sign an insurance waiver; if private, be ready to leave your license with the seller as security. Start slowly on the bike to get used to how it feels and responds. Remember to test the brakes–they shouldn’t ‘pulse,’ but rather engage smoothly and evenly. It’s also a good idea to accelerate through the gears. The transmission should feel firm and not slip out of gear under acceleration or feel chunky.
Be realistic about negotiations
Sturgis Bound
Use retail pricing guides to help determine your purchase price and understand that the seller probably has a specific price they’re looking to reach. If you’re buying from a private seller, respect their ride and understand that they’ve probably taken pride in it over the years. But don’t be afraid to say “no” if negotiations aren’t going the way you want – you still have the final say.
Insure the bike with Foremost
This one is obvious, but if you do buy a bike, don’t ride naked! Be sure to protect your tail…pipe with reputable insurance from Foremost. We’ve been offering specialized insurance policies since 1952 and understand your lifestyle! We also have an award-winning team of claims professionals who are available 24/7 to help restore your life to order after a claim. Find a local agent near you to learn more!
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Driving Smarter: Understanding South Carolina's New Hands-Free Law As your trusted independent insurance agency, we're committed to keeping you informed about important changes that impact your driving and, by extension, your insurance. South Carolina is taking a significant step towards safer roads with the new South Carolina Hands-Free and Distracted Driving Act, which goes into effect on September 1, 2025. This law is a crucial update to our state's distracted driving regulations, and it's essential for all drivers to understand its implications. What Does the New Law Prohibit? Beginning September 1, 2025, the new law prohibits drivers from using mobile electronic devices in the following ways while operating a motor vehicle on public roads: Holding or supporting a mobile device with any part of their body. This means no more holding your phone to your ear, resting it on your lap, or wedging it against your shoulder. Reading, composing, or transmitting texts, emails, app interactions, or website information on a mobile device. Watching any motion, including videos, movies, games, or video calls, on a mobile electronic device. It's important to note that this law applies to a broad range of "mobile electronic devices," including cellphones, portable computers, GPS receivers, and electronic games. Are There Any Exceptions? Yes, there are some specific exceptions where you can still use your device: When you are lawfully parked or stopped. When initiating a voice-based communication that is automatically converted to text, as long as you are not holding or supporting the device. When reporting an accident, emergency, or safety hazard to a public safety official. For navigation, listening to audio-based content, or obtaining traffic/road condition information, provided the device is not held or supported by your body. To initiate or end a cellular call without typing, and without holding or supporting the device. When using equipment or services installed by the original manufacturer of the vehicle. Penalties for Violations To allow drivers time to adjust, law enforcement officers will only issue warnings for violations during the first 180 days after the law goes into effect (from September 1, 2025). After this warning period, the penalties will be: First offense: A fine of $100. Second or subsequent offense (within three years): A fine of $200 and two points assessed against your driver's license. It's important to remember that officers can stop you if they have a clear and unobstructed view of you unlawfully using a mobile electronic device. While you cannot be arrested solely for a hands-free violation (unless you fail to appear in court or pay a fine), accumulating points on your license can impact your driving record and potentially your insurance rates. Why This Matters for Your Insurance Distracted driving is a leading cause of accidents. This new hands-free law aims to reduce those accidents, making our roads safer for everyone. For you, as a driver, adhering to this law is not just about avoiding fines and points; it's about reducing your risk of being involved in a collision. Fewer accidents can lead to: Lower insurance premiums: A clean driving record with no distracted driving violations can help keep your car insurance rates down. Avoiding claims: Preventing accidents means you won't have to go through the hassle of filing an insurance claim, dealing with repairs, or managing potential injuries. Protecting your deductibles: Each claim typically involves paying a deductible, so avoiding accidents saves you money out-of-pocket. As your independent insurance agency, we work with multiple carriers to find you the best coverage at the most competitive rates. By driving responsibly and complying with the new hands-free law, you're not only contributing to safer communities but also actively helping to protect your insurance standing. If you have any questions about how this new law might affect your specific insurance policy or if you'd like to review your current coverage, please don't hesitate to contact us. We're here to help you navigate these changes and ensure you're well-protected on the road.
South Carolina Teens will have to wait! Coming Soon: Stronger, Safer SC Driver's Licenses Are On The Way! As your trusted independent insurance agency in Spartanburg, we're always looking out for updates that impact our community. That's why we want to bring your attention to an important change coming to the South Carolina Department of Motor Vehicles (SCDMV) this fall: the rollout of more secure driver's licenses, beginner's permits, and identification cards. This isn't just a cosmetic update; it's a significant step forward in protecting South Carolinians from identity fraud and ensuring the integrity of our official identification documents. What's Changing and Why It Matters The SCDMV is modernizing the way licenses and ID cards are produced, incorporating advanced security features and upgraded materials. Here's a breakdown of what you can expect and why these changes are so beneficial: Enhanced Security Features: The new cards will be made from stronger materials and utilize state-of-the-art printing techniques, including laser engraving. This makes them significantly more resistant to counterfeiting, providing better protection against identity theft for you and a more reliable credential for law enforcement and businesses. Centralized Issuance: South Carolina is joining at least 45 other states and the District of Columbia in centralizing the production of all licenses, permits, and ID cards. This process enhances efficiency and allows for the inclusion of high-level security elements that weren't previously feasible. New Look, Familiar Symbols: While specific design details are still to be announced, the new cards will prominently feature iconic South Carolina symbols like the Palmetto Tree and the State House, making them both secure and a proud representation of our state. What Does This Mean for You? Good news! You do not need to take any immediate action. Your current South Carolina driver's license or identification card remains valid until its listed expiration date. However, here's what to keep in mind for new applications or renewals: In-Person Application, Mail Delivery: Beginning this fall, you will still apply for licenses or ID cards in person at SCDMV branches. You'll present your required documentation and complete any applicable testing. Temporary Certificate: Instead of walking out with your permanent card, you'll receive a temporary driving certificate or identification certificate. This temporary document will be valid for driving, voting, and other uses while you await your permanent card. Mail Delivery for Permanent Card: Your new, permanent, secure card will arrive by U.S. mail within 7-15 business days. Don't Wait Until the Last Minute: If your license is nearing expiration, the SCDMV encourages you not to wait until the very last day to renew. Since the new cards will be mailed, allow ample time for delivery. REAL ID Remains Important: While separate from this security upgrade, remember the importance of a REAL ID. As of May 7, 2025, a REAL ID compliant driver's license (indicated by a gold star) or another federally approved identification (like a valid U.S. Passport) is required to board domestic commercial flights or enter secure federal facilities. If you plan to fly or access federal buildings, ensure your current license is REAL ID compliant or plan to obtain one during your next renewal. We believe these advancements from the SCDMV are a positive step for all South Carolinians. A more secure driver's license helps protect your personal information and provides greater peace of mind in our increasingly digital world. As always, if you have any questions about how these changes might impact your insurance needs, or if you need assistance with any of your personal or business insurance policies, don't hesitate to contact us. We're here to help you navigate these updates and ensure you're always well-protected. More information here: South Carolina DMV - Roll Out
TL;DR: Shop around for car insurance quotes! Factors like your driving record, car, location, age, and coverage choices affect the price. Independent agencies like us compare multiple insurers to find you the best rates and discounts, saving you time and money. Contact us for a free quote! Getting the Best Bang for Your Buck: A Guide to Car Insurance Quotes In today's fast-paced world, getting from point A to point B often relies on our trusty vehicles. But with the freedom of the open road comes the responsibility of protecting yourself, your passengers, and your investment. That's where car insurance comes in, and understanding car insurance quotes is your first step toward smart protection. As an independent insurance agency, we're here to demystify the process and help you navigate the world of car insurance with confidence. Forget the one-size-fits-all approach; we believe in finding the right fit for you. What Exactly is a Car Insurance Quote? 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Your Location: Where you live and primarily park your car matters. Urban areas with higher traffic density, crime rates, or a greater likelihood of natural disasters can lead to higher rates than rural areas. Your Age and Gender: Statistically, younger, less experienced drivers (especially those under 25) typically face higher premiums. While less impactful in some states, gender can also be a factor. Your Marital Status: Married individuals often receive lower rates, as statistics suggest they are less likely to file claims. Your Credit History (in most states): Many insurers use a credit-based insurance score to assess risk. A higher score generally indicates a lower risk, potentially leading to better rates. Annual Mileage: The more you drive, the higher your risk of an accident, which can impact your premium. Coverage Levels and Deductibles: This is a big one! 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Be Your Advocate: Should you ever need to file a claim, we're here to assist and advocate on your behalf, ensuring a smooth and efficient process. Ready to Get Your Car Insurance Quote? Don't settle for the first quote you receive. Take a few moments to gather some basic information (driver's license details, vehicle information including VIN, and your driving history) and reach out to us. We'll help you explore your options, compare quotes side-by-side, and ultimately secure the best car insurance policy to protect you and your ride. Contact us today for a free, no-obligation car insurance quote! Select Source Insurance Auto Quote Let's get you on the road with peace of mind.