Home Insurance in Boiling Springs, SC

Protect your Boiling Springs home with coverage designed for our community’s unique needs—from Old Furnace Road to Lake Bowen.

Your home is more than a roof over your head—it’s where life in Boiling Springs happens. From the established neighborhoods off Old Furnace Road to new developments near Lake Bowen and along Highway 9, local homeowners face specific risks and opportunities that generic online policies often overlook. As a nearby independent agency, Select Source helps you compare home insurance options for Boiling Springs, SC so you can choose protection that fits your house, your budget, and your plans for the future.

Boiling Springs Home Insurance Quote

Client Testimonials

A white background with a few lines on it


“Aaron was wonderful. He made the process of getting new home owners insurance painless for me. He also told me I was paying too much for auto insurance. He came through with bundling home and auto. We now pay half of what we used to on auto insurance.” 

Trisha M.
A white background with a few lines on it


“We were in the process of purchasing our first home and Aaron worked his butt off to get us the best rate possible. He will be honest and upfront with you. A great person and always a pleasure to talk to. Highly recommend Select Source for all your insurance needs.” 

Jessica M.

A white background with a few lines on it


“Recently signed on with Select Source Insurance Group. The process was flawless. Chandler walked me through all the steps, and explained my homeowners and auto coverage in detail. As I’m leaving Florida and moving to S Carolina, I had a number of questions; all clearly answered.”

Rosemary K.

A white background with a few lines on it


“I'm so glad that I was able to find Select Source for my family's insurance needs. Doug and Chandler were able to assist us with obtaining auto insurance at a great price, especially for SC! They are all so friendly and personable as well. I would highly recommend working with this family-owned business.”

Isaan A.

Protecting Homes Across Boiling Springs Neighborhoods

Boiling Springs is growing fast—with a mix of starter homes, established neighborhoods, and properties near Lake Bowen. Many homes are newer builds, which can offer construction and safety advantages, but they’re also subject to changing building codes and rising replacement costs. We help you choose homeowners coverage that reflects today’s rebuild values, not yesterday’s estimates.

Boiling Springs often sees:


  • Heavy rain and thunderstorms that can lead to roof leaks and water damage
  • Occasional winter ice that can cause fallen tree damage and slip-and-fall risks
  • Rapid neighborhood growth that can affect property values and coverage needs

We’ll walk through how your home insurance handles these local risks, so you’re not surprised by what is—or isn’t—covered when you need it most.

Ask a Question About Coverage

What Does Home Insurance Cover in Boiling Springs?

Most home insurance policies in Boiling Springs are built from similar core coverages. We’ll explain each one in plain language so you understand how it protects your property and finances.

Dwelling coverage

Protects the structure of your home—walls, roof, attached garage, and built-in fixtures—if they’re damaged by covered events such as fire, wind, hail, or certain types of storm damage.

Other structures

Covers detached structures like sheds, fences, or detached garages on your Boiling Springs property.

Personal property coverage

Helps repair or replace belongings like furniture, clothing, and electronics if they’re stolen or damaged by a covered loss. We’ll discuss actual cash value vs. replacement cost options.

Loss of use (additional living expenses)

Helps pay for temporary housing, meals, and other extra expenses if you can’t live in your home after a covered loss.

Personal liability coverage

Helps protect you if someone is injured on your property or if you accidentally cause damage to someone else’s property.

Medical payments to others

Provides limited coverage for medical bills if a guest is injured in your home, regardless of fault.

Coverage for Every Type of Boiling Springs Home

We’ll review your home’s age, construction, roof, and updates to help you take advantage of any available discounts while avoiding gaps in coverage. We’ll tailor your homeowners insurance to match your property type, mortgage requirements, and budget, whether you:


  • Own a starter home in a subdivision like Candlewood
  • Live in a well-established neighborhood off Old Furnace Road
  • Have a new construction near Lake Bowen
  • Own a townhome or rental property in the Boiling Springs area

Storms, Trees, and Water: Understanding Local Risks

Boiling Springs homeowners frequently ask about:


  • Heavy rain and roof leaks
  • Wind or fallen tree damage
  • Water backup from drains or sump pumps
  • Proximity to lakes and creeks


Standard home insurance can cover many storm-related damages, but there are important limits and exclusions. We can talk through options such as:


  • Water backup coverage
  • Increased limits for detached structures or outbuildings
  • Specialized coverage for lake-adjacent properties
  • Separate flood insurance (since flood is not covered by standard home policies)



We’ll help you decide what’s appropriate for your specific lot, home elevation, and risk tolerance.

Ask About Flood & Storm Coverage

Bundle Home and Auto Insurance in Boiling Springs

Most Boiling Springs families need both home and auto insurance. Bundling those policies with the same carrier can often mean:


  • Multi-policy discounts that lower your total premium
  • One renewal date and simpler paperwork
  • Coordinated coverage, so fewer surprises at claim time

We protect homes and vehicles throughout Boiling Springs and the greater Spartanburg area. Ask about combining homeowners insurance Boiling Springs policies with your auto coverage—many of your neighbors already do.

Bundle My Home & Auto

Home Insurance FAQs – Boiling Springs, SC

  • Who offers homeowners insurance in Boiling Springs, SC?

    Select Source is a nearby independent agency serving Boiling Springs homeowners with access to multiple insurance companies. We’ll compare options and recommend coverage that fits your home, loan requirements, and budget.

  • What is the average home insurance cost in Boiling Springs?

    Rates vary based on your home’s value, age, roof type, location, and claims history, as well as your chosen coverage limits and deductibles. We’ll gather home insurance quotes for your specific address in Boiling Springs and show you how different choices impact your premium.

  • Do I need flood insurance in Boiling Springs?

    It depends on your exact location and flood zone. Standard homeowners policies don’t cover flood damage from rising water. Even if you’re not in a high-risk zone, we can check FEMA maps, review nearby water features like Lake Bowen, and help you decide if a separate flood policy makes sense.

  • Can I get a discount for a new roof or security system in my Boiling Springs home?

    Many carriers offer discounts for newer roofs, updated electrical or plumbing systems, and safety features like monitored alarms or security systems. We’ll review your home’s updates and make sure any qualifying discounts are applied.

  • Is this a good page for home insurance for new home buyers in Boiling Springs?

    Yes. We regularly help new homeowners in Boiling Springs understand what their mortgage company requires, how much dwelling coverage they need, and how to coordinate home and auto policies. If you’re closing soon, we can work with your lender and provide proof of insurance quickly.

Protect Your Boiling Springs Home – Get a Quote

Your home is one of your biggest investments. Make sure it’s protected with homeowners insurance tailored to Boiling Springs life, not just a generic online form. Share a few details about your property, and we’ll compare options, answer your questions, and help you choose coverage with confidence.

Get Instant Rates Call Our Spartanburg Office