What types of coverage are included in a standard Chesnee homeowners insurance policy?

Most policies include property damage, personal liability coverage, and personal property coverage. Optional types of coverages may include flood, earthquake, or enhanced theft protection depending on your needs.

If my neighbor’s tree causes damage to my property, is that covered?

That depends. Does homeowners insurance cover tree root damage to neighbor’s property? Often, it depends on negligence. We’ll help you determine if your policy—or theirs—applies and how to file a claim against someone else's homeowners insurance.

What’s typically excluded from homeowners insurance policies?

You’ll want to know that homeowner’s insurance typically covers all of the following except issues like neglect, pest damage, and flooding. We’ll walk you through the specifics of your policy to avoid surprises.

How can I reduce the cost of my homeowners insurance in Chesnee?

Bundling with auto, increasing your deductible, or installing home safety devices can reduce insurance cost. We’ll help you explore discounts and tailor your policy to fit your budget.

Chesnee’s Reliable Home Insurance Resource

Home Insurance in Chesnee – Personalized Protection for What Matters Most

At Select Source Insurance, we help Chesnee homeowners protect what they’ve worked so hard to build. Whether it’s questions like does homeowners insurance cover tree root damage to neighbor's property or finding the right type of home insurance for your situation, our experienced agents are here to guide you. We understand that no two homes—or families—are alike, which is why we offer flexible coverage options designed around your needs. From property damage to personal liability coverage, we ensure that your policy actually protects your home when it matters most.

How Our Services Help:

01

We provide clear, honest answers to common concerns like what’s the difference between mortgage insurance and homeowners insurance, so you know exactly what you’re paying for and how it protects you.

02

Our policies include comprehensive protections—from damage to your home caused by fire, storms, or vandalism to personal property coverage for your belongings inside.

03

We help you navigate scenarios like can I file a claim against someone else's homeowners insurance or does my homeowners insurance cover damage to neighbor's property, ensuring you're equipped with real-world guidance.

04

With a focus on replacement cost rather than depreciated value, we help you secure policies that truly support repair or rebuilding after a disaster—not leave you covering gaps out-of-pocket.

Why Chesnee Residents Turn to Select Source Insurance for Home Coverag

Your home is your sanctuary—and we treat it that way. Select Source Insurance has earned the trust of Chesnee homeowners by offering honest answers, thoughtful recommendations, and top-tier service. As a locally owned agency, we understand the unique risks facing homeowners in Upstate South Carolina and work hard to match every client with policies that reflect their needs.

We also help clients understand policy limitations—like what homeowner's insurance covers all of the following except—and assist in comparing multiple options from trusted insurance carriers. Whether you’re looking to protect against water damage, liability claims, or unexpected events that impact your home and personal belongings, we’ll be here when you need us most.

From your first home insurance quote to long-term policy support, we’re committed to your peace of mind.

What types of coverage are included in a standard Chesnee homeowners insurance policy?
Most policies include property damage, personal liability coverage, and personal property coverage. Optional types of coverages may include flood, earthquake, or enhanced theft protection depending on your needs.
If my neighbor’s tree causes damage to my property, is that covered?
That depends. Does homeowners insurance cover tree root damage to neighbor’s property? Often, it depends on negligence. We’ll help you determine if your policy—or theirs—applies and how to file a claim against someone else's homeowners insurance.
What’s typically excluded from homeowners insurance policies?
You’ll want to know that homeowner’s insurance typically covers all of the following except issues like neglect, pest damage, and flooding. We’ll walk you through the specifics of your policy to avoid surprises.
How can I reduce the cost of my homeowners insurance in Chesnee?
Bundling with auto, increasing your deductible, or installing home safety devices can reduce insurance cost. We’ll help you explore discounts and tailor your policy to fit your budget.