What happens if I accidentally damage my neighbor’s property?

In many cases, your homeowners insurance covers accidental damage to others' property. We’ll help you understand when and how to file a claim against someone else's homeowners insurance or use your own.

What isn’t covered in a standard policy?

Homeowner’s insurance covers all of the following except issues like flood damage, pest infestations, and wear and tear. We’ll go over exclusions and help you explore supplemental options.

Can I insure high-value personal items in my home?

Yes. In addition to standard homeowners insurance, we offer extended personal property coverage for items like jewelry, electronics, or antiques.

Duncan’s Local Choice for Trusted Home Insurance

Home Insurance in Duncan – Smart Coverage for Your Home and Family

At Select Source Insurance, we provide Duncan homeowners with reliable protection and responsive service. Whether you’re wondering how to file a claim against someone else's homeowners insurance or trying to understand what's the difference between mortgage insurance and homeowners insurance, our team simplifies the process. Your home is likely your biggest investment, and we offer homeowners insurance coverage that defends it from the unexpected—water damage, property damage, theft, liability, and more. Get a home insurance quote today and see why Duncan families rely on us.

How Our Services Help:

01

We help you understand what your policy includes and excludes—answering common questions like homeowner's insurance typically covers all of the following except and ensuring there are no unpleasant surprises

02

Our customized policies cover the essentials: personal property coverage, structural damage to your home, and medical payments for guests’ injuries, along with tailored coverage options.

03

If your neighbor’s property is affected by an incident at your home, we’ll help you navigate complex questions like does my homeowners insurance cover damage to neighbor's property and file claims properly.

04

We focus on replacement cost coverage, not just cash value, so you’re fully supported in the event you need to repair or rebuild after a disaster—fire, storm, or break-in.

Why Duncan Homeowners Trust Select Source Insurance

Your home deserves insurance that goes beyond one-size-fits-all. At Select Source Insurance, we know the risks homeowners face in Duncan, from unexpected storm property damage to neighbor disputes involving tree root damage. Our team works with multiple carriers to compare coverage and costs, delivering value and personal attention you won’t find from big-name insurers.

We’re often asked things like can I file a claim against someone else’s homeowners insurance or how to lower insurance cost without sacrificing protection. Our agents offer real answers—rooted in years of local experience and a commitment to honest service. We help you get the type of home insurance you need, with add-ons for water damage, theft, and liability.

We’re not just here when you sign the policy. We’re here when you need help, claim support, or just have more questions about homeowners insurance.

What’s the difference between mortgage insurance and homeowners insurance?
Mortgage insurance protects the lender if you default. Homeowners insurance protects you from loss due to fire, theft, liability, and more. We’ll help you identify what protections apply to you.
What happens if I accidentally damage my neighbor’s property?
In many cases, your homeowners insurance covers accidental damage to others' property. We’ll help you understand when and how to file a claim against someone else's homeowners insurance or use your own.
What isn’t covered in a standard policy?
Homeowner’s insurance covers all of the following except issues like flood damage, pest infestations, and wear and tear. We’ll go over exclusions and help you explore supplemental options.
Can I insure high-value personal items in my home?
Yes. In addition to standard homeowners insurance, we offer extended personal property coverage for items like jewelry, electronics, or antiques.