Cost-Saving Car Maintenance Tips Every Car Owner Should Know
Doug Stockman • March 8, 2024
We all know that owning a car is a significant investment. Not only do you have to consider the initial purchase price, but there's also the ongoing cost of fuel, insurance, and maintenance to think about. But what if we told you that with a little bit of knowledge and some regular attention, you could save a significant amount on your car maintenance costs?
At Select Source Insurance, we're not just about providing you with the best insurance options. We're also here to help you get the most out of your vehicle. So, buckle up as we take you through some cost-saving car maintenance tips that every car owner should know.
1. Regular Oil Changes:
One of the most basic yet crucial car maintenance tasks is changing your oil regularly. Fresh oil lubricates your engine, reduces friction, and helps keep it running smoothly. Neglecting this can lead to engine damage, which can be costly to repair.
2. Tire Maintenance:
Keeping your tires in good condition can save you money in several ways. Regularly checking your tire pressure can improve your car's fuel efficiency and prolong the life of your tires. Also, remember to rotate your tires every 5,000 to 8,000 miles to ensure even wear.
3. Brake Check:
Brakes are one of the most critical safety features of your car. Regular brake checks can prevent expensive repairs and potential accidents. If you notice any squeaking or grinding noises when you brake, it's time to get them checked.
4. Regular Car Wash:
Believe it or not, regularly washing your car can help maintain its value. Dirt and grime can damage your car's paintwork over time, leading to rust and other issues. A clean car is a happy car!
5. Battery Maintenance:
A dead battery can leave you stranded. Regularly check your battery's terminals for any signs of corrosion and clean them if necessary. Also, keep an eye on your battery's age. Most batteries need to be replaced every three to five years.
6. Regular Check-ups:
Just like us, our cars also need regular check-ups. Regular servicing can catch minor issues before they become major problems. It's a small investment that can save you a lot of money in the long run.
Remember, the key to saving money on car maintenance is prevention. Regular maintenance not only keeps your car running smoothly but also extends its lifespan, saving you money on potential repairs and even a premature replacement.
We hope you found these tips helpful. For more such insights, don't forget to follow and/or like our social media accounts. At Select Source Insurance, we're not just your insurance provider; we're your partner in ensuring you get the most out of your vehicle.
Driving Smarter: Understanding South Carolina's New Hands-Free Law As your trusted independent insurance agency, we're committed to keeping you informed about important changes that impact your driving and, by extension, your insurance. South Carolina is taking a significant step towards safer roads with the new South Carolina Hands-Free and Distracted Driving Act, which goes into effect on September 1, 2025. This law is a crucial update to our state's distracted driving regulations, and it's essential for all drivers to understand its implications. What Does the New Law Prohibit? Beginning September 1, 2025, the new law prohibits drivers from using mobile electronic devices in the following ways while operating a motor vehicle on public roads: Holding or supporting a mobile device with any part of their body. This means no more holding your phone to your ear, resting it on your lap, or wedging it against your shoulder. Reading, composing, or transmitting texts, emails, app interactions, or website information on a mobile device. Watching any motion, including videos, movies, games, or video calls, on a mobile electronic device. It's important to note that this law applies to a broad range of "mobile electronic devices," including cellphones, portable computers, GPS receivers, and electronic games. Are There Any Exceptions? Yes, there are some specific exceptions where you can still use your device: When you are lawfully parked or stopped. When initiating a voice-based communication that is automatically converted to text, as long as you are not holding or supporting the device. When reporting an accident, emergency, or safety hazard to a public safety official. For navigation, listening to audio-based content, or obtaining traffic/road condition information, provided the device is not held or supported by your body. To initiate or end a cellular call without typing, and without holding or supporting the device. When using equipment or services installed by the original manufacturer of the vehicle. Penalties for Violations To allow drivers time to adjust, law enforcement officers will only issue warnings for violations during the first 180 days after the law goes into effect (from September 1, 2025). After this warning period, the penalties will be: First offense: A fine of $100. Second or subsequent offense (within three years): A fine of $200 and two points assessed against your driver's license. It's important to remember that officers can stop you if they have a clear and unobstructed view of you unlawfully using a mobile electronic device. While you cannot be arrested solely for a hands-free violation (unless you fail to appear in court or pay a fine), accumulating points on your license can impact your driving record and potentially your insurance rates. Why This Matters for Your Insurance Distracted driving is a leading cause of accidents. This new hands-free law aims to reduce those accidents, making our roads safer for everyone. For you, as a driver, adhering to this law is not just about avoiding fines and points; it's about reducing your risk of being involved in a collision. Fewer accidents can lead to: Lower insurance premiums: A clean driving record with no distracted driving violations can help keep your car insurance rates down. Avoiding claims: Preventing accidents means you won't have to go through the hassle of filing an insurance claim, dealing with repairs, or managing potential injuries. Protecting your deductibles: Each claim typically involves paying a deductible, so avoiding accidents saves you money out-of-pocket. As your independent insurance agency, we work with multiple carriers to find you the best coverage at the most competitive rates. By driving responsibly and complying with the new hands-free law, you're not only contributing to safer communities but also actively helping to protect your insurance standing. If you have any questions about how this new law might affect your specific insurance policy or if you'd like to review your current coverage, please don't hesitate to contact us. We're here to help you navigate these changes and ensure you're well-protected on the road.
South Carolina Teens will have to wait! Coming Soon: Stronger, Safer SC Driver's Licenses Are On The Way! As your trusted independent insurance agency in Spartanburg, we're always looking out for updates that impact our community. That's why we want to bring your attention to an important change coming to the South Carolina Department of Motor Vehicles (SCDMV) this fall: the rollout of more secure driver's licenses, beginner's permits, and identification cards. This isn't just a cosmetic update; it's a significant step forward in protecting South Carolinians from identity fraud and ensuring the integrity of our official identification documents. What's Changing and Why It Matters The SCDMV is modernizing the way licenses and ID cards are produced, incorporating advanced security features and upgraded materials. Here's a breakdown of what you can expect and why these changes are so beneficial: Enhanced Security Features: The new cards will be made from stronger materials and utilize state-of-the-art printing techniques, including laser engraving. This makes them significantly more resistant to counterfeiting, providing better protection against identity theft for you and a more reliable credential for law enforcement and businesses. Centralized Issuance: South Carolina is joining at least 45 other states and the District of Columbia in centralizing the production of all licenses, permits, and ID cards. This process enhances efficiency and allows for the inclusion of high-level security elements that weren't previously feasible. New Look, Familiar Symbols: While specific design details are still to be announced, the new cards will prominently feature iconic South Carolina symbols like the Palmetto Tree and the State House, making them both secure and a proud representation of our state. What Does This Mean for You? Good news! You do not need to take any immediate action. Your current South Carolina driver's license or identification card remains valid until its listed expiration date. However, here's what to keep in mind for new applications or renewals: In-Person Application, Mail Delivery: Beginning this fall, you will still apply for licenses or ID cards in person at SCDMV branches. You'll present your required documentation and complete any applicable testing. Temporary Certificate: Instead of walking out with your permanent card, you'll receive a temporary driving certificate or identification certificate. This temporary document will be valid for driving, voting, and other uses while you await your permanent card. Mail Delivery for Permanent Card: Your new, permanent, secure card will arrive by U.S. mail within 7-15 business days. Don't Wait Until the Last Minute: If your license is nearing expiration, the SCDMV encourages you not to wait until the very last day to renew. Since the new cards will be mailed, allow ample time for delivery. REAL ID Remains Important: While separate from this security upgrade, remember the importance of a REAL ID. As of May 7, 2025, a REAL ID compliant driver's license (indicated by a gold star) or another federally approved identification (like a valid U.S. Passport) is required to board domestic commercial flights or enter secure federal facilities. If you plan to fly or access federal buildings, ensure your current license is REAL ID compliant or plan to obtain one during your next renewal. We believe these advancements from the SCDMV are a positive step for all South Carolinians. A more secure driver's license helps protect your personal information and provides greater peace of mind in our increasingly digital world. As always, if you have any questions about how these changes might impact your insurance needs, or if you need assistance with any of your personal or business insurance policies, don't hesitate to contact us. We're here to help you navigate these updates and ensure you're always well-protected. More information here: South Carolina DMV - Roll Out
TL;DR: Shop around for car insurance quotes! Factors like your driving record, car, location, age, and coverage choices affect the price. Independent agencies like us compare multiple insurers to find you the best rates and discounts, saving you time and money. Contact us for a free quote! Getting the Best Bang for Your Buck: A Guide to Car Insurance Quotes In today's fast-paced world, getting from point A to point B often relies on our trusty vehicles. But with the freedom of the open road comes the responsibility of protecting yourself, your passengers, and your investment. That's where car insurance comes in, and understanding car insurance quotes is your first step toward smart protection. As an independent insurance agency, we're here to demystify the process and help you navigate the world of car insurance with confidence. Forget the one-size-fits-all approach; we believe in finding the right fit for you. What Exactly is a Car Insurance Quote? Think of a car insurance quote as an estimated price for your auto insurance policy. It's a snapshot of what an insurance company believes it would cost to cover your specific needs, based on the information you provide. This estimate takes into account a variety of factors to assess the level of risk associated with insuring you and your vehicle. What Factors Influence Your Car Insurance Quote? It's not just about the car you drive! Insurance companies consider a wide range of elements when generating your quote. Here are some of the key players: Your Driving Record: This is arguably the most significant factor. A clean record with no accidents or traffic violations typically translates to lower rates. Conversely, a history of tickets or accidents will likely increase your premium. Your Vehicle: The make, model, year, and even safety features of your car play a role. More expensive cars to repair or replace, or those with a higher theft rate, often have higher premiums. Your Location: Where you live and primarily park your car matters. Urban areas with higher traffic density, crime rates, or a greater likelihood of natural disasters can lead to higher rates than rural areas. Your Age and Gender: Statistically, younger, less experienced drivers (especially those under 25) typically face higher premiums. While less impactful in some states, gender can also be a factor. Your Marital Status: Married individuals often receive lower rates, as statistics suggest they are less likely to file claims. Your Credit History (in most states): Many insurers use a credit-based insurance score to assess risk. A higher score generally indicates a lower risk, potentially leading to better rates. Annual Mileage: The more you drive, the higher your risk of an accident, which can impact your premium. Coverage Levels and Deductibles: This is a big one! 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Unlike captive agents who only represent one insurance company, we partner with a wide array of top-rated carriers. This allows us to: Shop Around for You: We do the legwork, comparing quotes from multiple insurers to find the most competitive rates and comprehensive coverage that aligns with your specific needs. So you don't have to deal with the several agents at once. Provide Unbiased Advice: Our loyalty is to you, not a single insurance company. We offer impartial recommendations and help you understand the nuances of each policy option. Identify Potential Discounts: We know the ins and outs of various insurer discounts and can help you uncover savings you might miss on your own. Simplify the Process: Navigating the world of insurance can be complex. We break down the jargon, explain coverage options clearly, and guide you through every step. Be Your Advocate: Should you ever need to file a claim, we're here to assist and advocate on your behalf, ensuring a smooth and efficient process. Ready to Get Your Car Insurance Quote? Don't settle for the first quote you receive. Take a few moments to gather some basic information (driver's license details, vehicle information including VIN, and your driving history) and reach out to us. We'll help you explore your options, compare quotes side-by-side, and ultimately secure the best car insurance policy to protect you and your ride. Contact us today for a free, no-obligation car insurance quote! Select Source Insurance Auto Quote Let's get you on the road with peace of mind.