Inman’s Trusted Local Home Insurance Team

Home Insurance in Inman – Coverage That Safeguards Your Home and Future

At Select Source Insurance, we believe peace of mind starts at home. For Inman residents, protecting your home against unforeseen events—from water damage and break-ins to liability issues—is essential. That’s why we provide custom-tailored homeowners insurance coverage that’s easy to understand and reliable when you need it most. Our team helps you explore your coverage options, compare types of coverages, and understand critical questions like does my homeowners insurance cover damage to neighbor's property or can I file a claim against someone else's homeowners insurance. Let us help you secure the policy that protects everything you’ve worked for.

How Our Services Help:

01

We walk you through what homeowners insurance covers—including protections for damage to your home, medical bills if someone is injured on your property, and reimbursement for lost or stolen home and personal belongings

02

Our team helps clarify common policy exclusions—so you know what homeowner's insurance typically covers all of the following except, including situations involving tree root damage to neighbor's property.

03

We explain the ins and outs of replacement cost vs. actual cash value so you understand how your policy affects your ability to repair or rebuild after an incident.

04

With access to multiple carriers, we make comparing home insurance quotes fast, simple, and personalized to your needs—so you’re covered without overspending on insurance cost.

Why Inman Homeowners Choose Select Source Insurance for Local Expertise

At Select Source Insurance, we don’t just sell policies—we live and work in the same communities you do. As an independent agency serving Inman for over a decade, we know what local homeowners face when disaster strikes. Whether you’re asking what’s the difference between mortgage insurance and homeowners insurance or wondering how to file a claim for property damage, we provide honest answers and real support.


Inman families trust us to clarify tricky issues—such as homeowner’s insurance covers all of the following except—and to ensure they’re protected from both minor mishaps and major emergencies. Our agents take the time to customize coverage based on your home’s value, structure, location, and contents, giving you more control and confidence.



Whether you're a new homeowner or looking to update your existing policy, Select Source Insurance is your go-to resource for reliable, friendly insurance guidance in Inman.

FAQs

  • What does homeowners insurance typically include in Inman?

    A standard policy usually includes personal liability coverage, property damage, and personal property coverage. We help you evaluate your needs and consider optional protections like flood or sewer backup.

  • Can I file a claim against my neighbor’s homeowners insurance if their actions caused damage?

    Yes. If they were negligent, you can explore your options for how to file a claim against someone else's homeowners insurance. We can walk you through the process and advise on documentation.

  • What’s not covered by homeowners insurance?

    While homeowners insurance covers a lot, there are exclusions. For example, homeowner's insurance typically covers all of the following except things like gradual wear and tear, poor maintenance, or tree root damage to neighbor's property.

  • Do I need both mortgage insurance and homeowners insurance?

    Yes, but they serve different purposes. What’s the difference between mortgage insurance and homeowners insurance? Mortgage insurance protects the lender, while homeowners insurance protects you. We’ll help make sure you’re not doubling up unnecessarily.