What does a standard homeowners insurance policy in Boiling Springs include?

Most standard homeowners insurance policies include property damage, personal property coverage, and personal liability coverage. We also help you assess whether you need additional protections for specific risks.

Does homeowners insurance cover tree root damage to a neighbor's property?

Not usually. Homeowner's insurance typically covers all of the following except certain gradual damage scenarios—like tree root issues—which are often considered maintenance-related. We’ll explain your responsibilities and coverage options.

Can I file a claim against someone else’s homeowners insurance if their property caused damage to mine?

Yes, you may be able to. If your neighbor’s property damages yours and they were negligent, we’ll guide you on how to file a claim against someone else's homeowners insurance and what to expect during the process.

How is homeowners insurance different from mortgage insuranc

What’s the difference between mortgage insurance and homeowners insurance? Mortgage insurance protects the lender; homeowners insurance protects you and your property. Our team can help clarify what you need based on your loan and homeownership goals.

Boiling Springs’ Trusted Home Insurance Advisors

Home Insurance in Boiling Springs – Protection for What Matters Most

At Select Source Insurance, we know how much your home means to you. Whether you're worried about property damage from storms, water damage caused by a burst pipe, or your liability when a tree root damages a neighbor’s fence, our team offers the guidance you need. As an independent agency serving Boiling Springs, we help clients understand their homeowners insurance coverage, how to compare types of coverages, and even how to file a claim against someone else's homeowners insurance when necessary. Let us walk you through every option—from replacement cost to personal property coverage—so you feel confident and covered

How Our Services Help:

01

We simplify complex questions like what’s the difference between mortgage insurance and homeowners insurance and help you choose coverage that protects your home from natural disasters, theft, and liability.

02

Our experts explain the details behind what homeowners insurance covers, including medical bills for guests injured on your property, and what homeowner's insurance typically covers all of the following except scenarios you should be aware of.

03

From securing a competitive home insurance quote to advising on standard homeowners insurance exclusions like tree root damage to neighbor's property, we personalize every part of your policy.

04

Whether you’re purchasing a new home or reviewing your existing coverage, we help you understand your coverage options, from personal liability coverage to full repair or rebuilding protections.

Why Boiling Springs Families Rely on Select Source Insurance for Home Coverage

At Select Source Insurance, we live where you live. Our agents don’t just sell policies—we guide you through the process of protecting what matters most: your home and the people inside it. From helping you understand what homeowner’s insurance covers to clarifying situations like does my homeowners insurance cover damage to neighbor's property, we’re here with honest answers and long-term solutions.

We also assist when clients face complicated or frustrating claims—like can I file a claim against someone else's homeowners insurance or questions surrounding homeowner's insurance covers all of the following except clauses that often confuse policyholders. Whether your concern is the insurance cost, coverage gaps, or unexpected exclusions, our team ensures you’re never navigating alone.

With strong local roots and relationships with top carriers, we take the time to match each Boiling Springs homeowner with the type of home insurance that best fits their property, lifestyle, and budget.

What does a standard homeowners insurance policy in Boiling Springs include?
Most standard homeowners insurance policies include property damage, personal property coverage, and personal liability coverage. We also help you assess whether you need additional protections for specific risks.
Does homeowners insurance cover tree root damage to a neighbor's property?
Not usually. Homeowner's insurance typically covers all of the following except certain gradual damage scenarios—like tree root issues—which are often considered maintenance-related. We’ll explain your responsibilities and coverage options.
Can I file a claim against someone else’s homeowners insurance if their property caused damage to mine?
Yes, you may be able to. If your neighbor’s property damages yours and they were negligent, we’ll guide you on how to file a claim against someone else's homeowners insurance and what to expect during the process.
How is homeowners insurance different from mortgage insuranc
What’s the difference between mortgage insurance and homeowners insurance? Mortgage insurance protects the lender; homeowners insurance protects you and your property. Our team can help clarify what you need based on your loan and homeownership goals.