Avoid Parking Lot Accidents

doug • July 17, 2017

Avoid Parking Lot Accidents

 

5 Ways to Avoid Parking Lot Fender Benders in Spartanburg

Accidents

Parking lots in the Spartanburg SC area – we love the convenience but hate the frustrations, especially when people are driving too fast, backing out of spots without looking and otherwise modeling bad parking lot behavior.  Avoid parking lot accidents by slowing down.

That behavior just so happens to be the cause of many a door ding and irritated driver. Even worse, careless behavior can cause a collision or injury. So, let’s all slow down and follow these five tips to make parking lots safer for everyone:

  1. Don’t Speed
    Speeding decreases the amount of time you have to react when a child runs out in front of you, another driver stops suddenly or a car begins backing out unexpectedly. Is a collision – or even a fatality – really worth the price of getting to your destination just a bit sooner?
  2. Use Your Eyes – and Mirrors and Cameras
    Keep a lookout for perils at all times, even if the lot seems empty. When you’re pulling into a spot, watch for doors being opened. When backing out, look all around, in your mirrors and in your rear-view camera and proceed slowly.
  3. Give Yourself – and Others – Some Space
    Parking in between the lines and in a spot sized for your vehicle may help to minimize dings and scratches. Better yet, park in a less-crowded area and enjoy the stroll into the store – just don’t park where you feel unsafe. And, always park away from stray carts.
  4. Expect the Unexpected
    Assume things will happen. That someone will dart out in front of you, that a cart will come rolling toward you, that someone backing out of his/her spot won’t see you backing out of yours. When you’re on guard, you’re better prepared for those who aren’t.
  5. Be Respectful
    A little kindness goes a long way in a parking lot or parking garage. So stop for pedestrians, don’t cause traffic jams waiting for a spot and, above all, don’t lose your cool.

Remember, when you’re watching for dangers, you have a better chance of avoiding them. If an incident does occur, we here at [agency name] are ready to help.

Centrally Issued SC DL
By Doug Stockman June 23, 2025
South Carolina Teens will have to wait! Coming Soon: Stronger, Safer SC Driver's Licenses Are On The Way! As your trusted independent insurance agency in Spartanburg, we're always looking out for updates that impact our community. That's why we want to bring your attention to an important change coming to the South Carolina Department of Motor Vehicles (SCDMV) this fall: the rollout of more secure driver's licenses, beginner's permits, and identification cards. This isn't just a cosmetic update; it's a significant step forward in protecting South Carolinians from identity fraud and ensuring the integrity of our official identification documents. What's Changing and Why It Matters The SCDMV is modernizing the way licenses and ID cards are produced, incorporating advanced security features and upgraded materials. Here's a breakdown of what you can expect and why these changes are so beneficial: Enhanced Security Features: The new cards will be made from stronger materials and utilize state-of-the-art printing techniques, including laser engraving. This makes them significantly more resistant to counterfeiting, providing better protection against identity theft for you and a more reliable credential for law enforcement and businesses. Centralized Issuance: South Carolina is joining at least 45 other states and the District of Columbia in centralizing the production of all licenses, permits, and ID cards. This process enhances efficiency and allows for the inclusion of high-level security elements that weren't previously feasible. New Look, Familiar Symbols: While specific design details are still to be announced, the new cards will prominently feature iconic South Carolina symbols like the Palmetto Tree and the State House, making them both secure and a proud representation of our state. What Does This Mean for You? Good news! You do not need to take any immediate action. Your current South Carolina driver's license or identification card remains valid until its listed expiration date. However, here's what to keep in mind for new applications or renewals: In-Person Application, Mail Delivery: Beginning this fall, you will still apply for licenses or ID cards in person at SCDMV branches. You'll present your required documentation and complete any applicable testing. Temporary Certificate: Instead of walking out with your permanent card, you'll receive a temporary driving certificate or identification certificate. This temporary document will be valid for driving, voting, and other uses while you await your permanent card. Mail Delivery for Permanent Card: Your new, permanent, secure card will arrive by U.S. mail within 7-15 business days. Don't Wait Until the Last Minute: If your license is nearing expiration, the SCDMV encourages you not to wait until the very last day to renew. Since the new cards will be mailed, allow ample time for delivery. REAL ID Remains Important: While separate from this security upgrade, remember the importance of a REAL ID. As of May 7, 2025, a REAL ID compliant driver's license (indicated by a gold star) or another federally approved identification (like a valid U.S. Passport) is required to board domestic commercial flights or enter secure federal facilities. If you plan to fly or access federal buildings, ensure your current license is REAL ID compliant or plan to obtain one during your next renewal. We believe these advancements from the SCDMV are a positive step for all South Carolinians. A more secure driver's license helps protect your personal information and provides greater peace of mind in our increasingly digital world. As always, if you have any questions about how these changes might impact your insurance needs, or if you need assistance with any of your personal or business insurance policies, don't hesitate to contact us. We're here to help you navigate these updates and ensure you're always well-protected. More information here: South Carolina DMV - Roll Out
By Doug Stockman June 20, 2025
TL;DR: Shop around for car insurance quotes! Factors like your driving record, car, location, age, and coverage choices affect the price. Independent agencies like us compare multiple insurers to find you the best rates and discounts, saving you time and money. Contact us for a free quote! Getting the Best Bang for Your Buck: A Guide to Car Insurance Quotes In today's fast-paced world, getting from point A to point B often relies on our trusty vehicles. But with the freedom of the open road comes the responsibility of protecting yourself, your passengers, and your investment. That's where car insurance comes in, and understanding car insurance quotes is your first step toward smart protection. As an independent insurance agency, we're here to demystify the process and help you navigate the world of car insurance with confidence. Forget the one-size-fits-all approach; we believe in finding the right fit for you. What Exactly is a Car Insurance Quote? Think of a car insurance quote as an estimated price for your auto insurance policy. It's a snapshot of what an insurance company believes it would cost to cover your specific needs, based on the information you provide. This estimate takes into account a variety of factors to assess the level of risk associated with insuring you and your vehicle. What Factors Influence Your Car Insurance Quote? It's not just about the car you drive! Insurance companies consider a wide range of elements when generating your quote. Here are some of the key players: Your Driving Record: This is arguably the most significant factor. A clean record with no accidents or traffic violations typically translates to lower rates. Conversely, a history of tickets or accidents will likely increase your premium. Your Vehicle: The make, model, year, and even safety features of your car play a role. More expensive cars to repair or replace, or those with a higher theft rate, often have higher premiums. Your Location: Where you live and primarily park your car matters. Urban areas with higher traffic density, crime rates, or a greater likelihood of natural disasters can lead to higher rates than rural areas. Your Age and Gender: Statistically, younger, less experienced drivers (especially those under 25) typically face higher premiums. While less impactful in some states, gender can also be a factor. Your Marital Status: Married individuals often receive lower rates, as statistics suggest they are less likely to file claims. Your Credit History (in most states): Many insurers use a credit-based insurance score to assess risk. A higher score generally indicates a lower risk, potentially leading to better rates. Annual Mileage: The more you drive, the higher your risk of an accident, which can impact your premium. Coverage Levels and Deductibles: This is a big one! The types of coverage you choose (e.g., liability, collision, comprehensive) and the deductible amounts you select directly affect your premium. Higher deductibles (the amount you pay out-of-pocket before insurance kicks in) usually result in lower premiums. Discounts: Don't overlook the power of discounts! Many insurers offer savings for things like bundling policies (home and auto), safe driving, good student status, low mileage, vehicle safety features, and more. Why Getting Multiple Quotes Matters (and How We Help!) You wouldn't buy the first car you see, would you? The same principle applies to car insurance. Every insurance company has its own unique way of calculating rates and assessing risk. What one insurer considers a higher risk, another might view differently. This means that even with the exact same information, you could receive vastly different quotes from various providers. This is where the value of an independent insurance agency truly shines. Unlike captive agents who only represent one insurance company, we partner with a wide array of top-rated carriers. This allows us to: Shop Around for You: We do the legwork, comparing quotes from multiple insurers to find the most competitive rates and comprehensive coverage that aligns with your specific needs. So you don't have to deal with the several agents at once. Provide Unbiased Advice: Our loyalty is to you, not a single insurance company. We offer impartial recommendations and help you understand the nuances of each policy option. Identify Potential Discounts: We know the ins and outs of various insurer discounts and can help you uncover savings you might miss on your own. Simplify the Process: Navigating the world of insurance can be complex. We break down the jargon, explain coverage options clearly, and guide you through every step. Be Your Advocate: Should you ever need to file a claim, we're here to assist and advocate on your behalf, ensuring a smooth and efficient process. Ready to Get Your Car Insurance Quote? Don't settle for the first quote you receive. Take a few moments to gather some basic information (driver's license details, vehicle information including VIN, and your driving history) and reach out to us. We'll help you explore your options, compare quotes side-by-side, and ultimately secure the best car insurance policy to protect you and your ride. Contact us today for a free, no-obligation car insurance quote! Select Source Insurance Auto Quote Let's get you on the road with peace of mind.
By Doug Stockman May 1, 2025
Alright, buckle up buttercups, because we're about to dive into the thrilling world of... drumroll please... comparing car insurance! I know, I know, hold your applause. It's not exactly skydiving with a unicorn, but trust me, it's way less likely to result in a hospital bill (unless you faint from the sheer excitement of saving money). Looking forward to all those calls with several agents to compare car insurance quotes? Rest easy, help is here. Let's be honest, "compare car insurance" sounds about as fun as folding fitted sheets. It conjures images of endless online forms, confusing jargon, and the nagging suspicion that you're about to get bamboozled into buying coverage for alien abduction (which, let's face it, is probably not in your standard policy). Not to mention all the agents trying to you would have to speak with to get many quotes to compare. But here's the comedic plot twist: not comparing your car insurance is actually way more painful. Think of it like sticking with that ancient flip phone because "it still makes calls." Sure, it works, but you're missing out on a whole universe of sleek features, better deals, and the ability to finally understand what your friends are laughing about in the group chat. So, why should you, the magnificent driver of your trusty (or slightly rusty) vehicle, brave the wilds of comparison? Breathe easy, it doesn't take several calls or several online forms, just give Select Source a call. We will do all the comparison shopping for you. The "Wait, I'm Overpaying?!" Revelation: Imagine that glorious moment when you realize you've been shelling out more dough than a bakery for the exact same coverage your neighbor Mildred got for the price of a slightly used garden gnome. The savings can be surprisingly significant, enough to fund that weekend getaway you've been dreaming of (minus the questionable roadside diner stops, hopefully). Unearthing Hidden Gems (aka Better Coverage): Sometimes, comparing isn't just about price. It's like sifting through a thrift store and finding that vintage leather jacket that fits you perfectly and makes you look effortlessly cool. You might discover a policy with better roadside assistance (because who hasn't had a flat tire at the most inconvenient time?), lower deductibles, or even coverage for that rogue squirrel that keeps trying to claim your engine as its winter palace. Avoiding the "Oops, I'm Not Covered for That" Catastrophe: Life throws curveballs, sometimes literally (watch out for those errant baseballs!). Comparing policies helps you understand exactly what you're protected against. Do you need rental car reimbursement? What about uninsured/underinsured motorist coverage? Don't wait until disaster strikes to realize your policy is as helpful as a chocolate teapot in a hailstorm. The Takeaway (and the Punchline): Comparing car insurance doesn't have to be a soul-crushing chore. Think of it as a mini adventure, a quest for savings and better protection. And who knows, you might even find a company with a mascot that makes you chuckle. So, ditch the insurance inertia. Embrace the power of comparison. Your wallet (and your sanity) will thank you. And hey, if you get overwhelmed, that's what your friendly, independent insurance agency (that's us!) is here for. So, instead of having to deal with a bunch of producers calling and not knowing which is spam, we will get several quotes for you with just one private phone call or fill out our online quote request form. We'll help you navigate the maze without needing a map, a compass, or a therapy llama. Now go forth and compare! Your inner bargain hunter awaits! Call 864-585-8318.